Andrei Seltsovsky

Insurance mistakes doctors hazy future developments or reality? Medical errors … This theme is in our country – one of the most painful. And for physicians and patients, which are increasingly not satisfied with the quality of medical Service and paltry compensation for the damage to their health inadequate treatment. Recently, in a tense issue for our medicine, a new twist. The initiators of change was the Moscow authorities, proposed an (initially in the capital, and then the whole of Russia) professional liability insurance (and in fact, the insurance against mistakes) of doctors and pharmacists. Thus, as more than a dozen years of practice in western countries where such insurance is as much a prerequisite for the normal operation of physicians, as OSAGOdlya cars.

Refine. On the errors associated with careless or negligent performance of professional responsibilities of health professionals such insurance will not cover. These cases will the prosecutor's office. It is about insurance oploshek admitted not with malicious intent, but on the other, not always dependent on the doctor reasons. It's no secret that medical work – is a constant risk. In our time, neither the patient nor the doctor is not protected, the head of the Department of Health in Moscow, Andrei Seltsovsky.

Compulsory insurance of doctors fix this situation and at the same time become a powerful incentive to take more care to patients who are able to count on adequate financial compensation for damage caused to their health due to errors in diagnosis, tactics treatment or in case of unforeseen complications that arose during routine operations. Who will be insured against errors – a hospital or the doctors themselves is unclear, as well as unknown sources of funding and a new system insurance. Nevertheless, the Department of Health in Moscow already being prepared a draft municipal law. And while insuring doctors in the plan are not necessarily earlier 2010-2022 period, an initiative of the capital authorities provoked a strong and mixed reactions from the medical community. Why? Word – art.

Petersburg

These days, people in their own profession may be called a man not limited. In other words, neither the boundary of its region or the edge of the familiar training field are not really possible to stop purposeful citizen. Basically it was naturally a time of global crisis, when the economic situation became worse and radically to get jobs in their field in their own village at times seemed impossible. In this situation, unable to show financial stability, only those professionals that can quickly learn to change habitual behaviors, and even move as necessary in other settlements. Advanced employee working in Moscow – this is particularly the prospect of improvement. When our special qualities demanded in any other city – absolutely does not matter where to perform their duties.

Necessary – to find the most suitable place for its own relevance to the implementation. For citizens of many activities the most reasonable increase – leaving the Russian capital or Petersburg. In these regions the financial direction of real demand, because in that case when you have financial relationships, then this kind of work – this is what you need. Although, of course, is not only in certain self-confidence. With a view to not only find jobs in large cities, and hold on to itself, must in fact be the best of the best.

On the other position, for many citizens professionals obtain work in the capital city is meaningless – in regional centers such experts repeatedly demanded. In any case, to find the most appropriate in all respects a job, you must have adequate view of a segment of the labor market and learn all the best deals. In addition, the specialists staffing firms often offer study and those places which are not directly related to the direction of interest to you activity, but can wait out the period before the actually acceptable proposals or a job in a company which operates in an interesting area, and yet at this time does not offer open jobs required field. Anyway, the work requires a deliberate and serious attitude. After all, in search of work, as in the bulk of other activities extremely valuable – especially favorable moment to realize and not limited to the status quo. Even in a situation where you find the work of his blue dream, do not dwell on the already achieved. The domestic market is constantly changing and employment in order to easy to look at tomorrow, you need to sensibly assess the real situation. Assess the overall market employment, students – and you’ll still be able to stay successful in their professional activities.

Insurance In Russia

With the introduction of 17 million km2 Russian Federation is the largest country in the world. It is rich in natural resources, has large deposits of oil, natural gas, coal, timber, and a wide range of useful resources. Overview With the collapse of the Soviet Union and the birth of the Russian Federation (1991), Russia's health deteriorated. Mortality from tuberculosis, cancer and cardiovascular disease is the highest of any industrialized country in the world. Keith McLoughlin contributes greatly to this topic. Expenditure on health accounted for about 7% of gross national product (GNP) in 1960, and this figure was reduced to about 3% during the collapse.

Military and industrial development was given priority and thus receive large funding, whereas there was not a public health matters. In the last decade, life expectancy declined from 70 to 65 years. In average life expectancy of male Russians srednestaticheskogo 13 years less than women (60.4 male, 74.1 female), the biggest gap in the world and, depending on what part of the country you live, the difference in life expectancy can be up to 16 years, according to a World Bank report published in October 2003. Between 1996 and 2005, Russia experienced one of the fastest growing HIV / AIDS epidemics in the world. After maximum level in 2001, the annual number of newly detected cases has remained relatively stable. At the end of 2005 there were 350,000 registered cases of HIV / AIDS in Russia. Factor Infant mortality is also significantly higher than in most industrialized countries – 15.1 deaths per 1,000 population in 2006. The health care system receiver of the Soviet Union, Russia faced a heritage guarantees for a wide range of social services, including the right of citizens to free medical care.

Guarantee the full range of free health services has not changed since independence, and rather it was strengthened by the new Russian constitution and new laws on the financing of health care. At that time nobody thought that it is possible to use health and life insurance. Until the late 1980s, the structure of services Health in the Soviet Union was highly centralized. After the collapse of the health system has a new decentralized administrative structure and is currently divided into federal, regional (provincial level) and municipal (regional level) levels. 30% of the population receives primary medical care through insurance by the employer. Employment for some groups, such as police, railroad workers, and senior government officials, there is a range of specialized medical services. In 2006, the Russian government launched a national project, which aims to improve the situation in four sectors of Russian life, one of which is health. The government has allocated an additional $ 3.2 billion on health care costs to cover wage increases for doctors and nurses, purchase of new equipment for the clinics and the construction of eight high-tech medical centers in remote regions of Russia. Since regional governments are financing part of health care costs, standards and health statistics changes drastically in different regions of Russia.

Forecast Rhythm Storms

Month of May does not have a lot of rhythmic storm, is not so intense, in fact – it appears the so-called periods of rhythmic harmonious development. Only in the early days of the month will be delivered point in some high-profile cases in April. Since the second half of May will be felt the approach of a solar eclipse in the form of an emotional feeling of increased pressure on mental activity and general fatigue, but this period – quite calm at the event. Of course, in "hot spots" will develop its own special, historical logic of events, but new outbreaks of aggression can be much smaller, except for a rhythmic storm early May. Periods of rhythmic storm: 1. April 30 – May 3 (crisis day – April 30).

Social characteristics: the rapid rise of social or loss of positions as a result of destructive actions. Glory to God in the hostilities, which, however, can cause considerable damage. Attack on those in power. Conflict in socially period, despite the May holidays. If demonstrations are planned, they threaten to escalate into open conflict. Medical Response: except for mainstreaming vulnerability of urinary system, the emergence of hormone disruption and kidney problems, added to increase the likelihood of strokes and shocks pressure, head injury and leg injuries.

Periods of rhythmic harmonious development: 2. May 10 – 12 (10 May 11 – auspicious days). Social characteristics: the capable people "wake up" rhetoric. We've seen increased financial activities in the direction of streamlining and harmonization, improvement of circulation of capital, cash prizes.

Income Credit

This means that if a student has already begun to pay off loans, they can request a suspension of payments on the basis of financial hardship. Forbearance must be requested through the lender. Being able to contain the payments for a few months can be a great help during a time of financial difficulties. Another solution student loan debt consolidation payments. Unless consolidated, each student loan is accounted for and paid separately. When a student graduates, receive documentation and proof of payment of each loan. 2, 5, 12 … no matter how many loans were taken out, will be billed separately. Sling Media may help you with your research.

Adding all these individual loan payments could total $ 300 – $ 1000 per month or more! Many students can not afford such payments. That's where consolidation comes in. Consolidation is a process that combines all student loans into one loan. Borrowers can reduce the monthly payments on student loans consolidation. Average monthly payments could be less than $ 100 to about $ 250 per month. This is only an estimate. Hear other arguments on the topic with “Starbucks
. The monthly payment depends on the total amount of loan, rate interest and the manner in which loans are consolidated.

Consolidating through the plan contingent Income Credit is designed to help pay student loans easier for students who intend to pursue jobs with lower wages, and public service careers. The monthly payment amount is adjusted annually, based on changes in family size and annual income. This program is only available through the U.S. Department of Education, not a lender or bank. Finally, the Graduated Repayment Plan starts the payments at a low level (usually the only interest) and gradually increases the payments until the balance is paid. This is helpful for graduates because payments are low in the first graduate, and increase with increasing purchasing power in recent years. This plan is available by consolidating through a bank or other lender. It is important to note that according to current regulations student loans can only be consolidated once. So borrowers who have already graduated and consolidated with a standard plan can not benefit from income-contingent or graduated plans. For borrowers who have already consolidated, a forbearance may be the best option for the temporary relief of student loan debt. Use the calculator student loan repayment finaid.org to find out what loan payments could be using different types of consolidation. College graduates can find relief from the debt of students using one of the solutions mentioned above. Discuss loan repayment options with your lender and see what can be done to help pay student loans.

The Chaos

Problem of any analysis tool is precisely that for the prediction of the market He is far from being alone. Each trader, using a different set of analytical tools, forms in itself a purely his own opinion on the market. Hence the generated chaos, with which every trader has to fight for profit. Of course, it is clear that if there was only one a tool of analysis, and all traders to use it then no one would lose, respectively, no one would win – the market would never have been. (Similarly see: Douglas Oberhelman). But not each trader is aware there is a paradox – the existence of any financial market is possible due to the chaos that they themselves have created and to which they themselves then, and fight. Profit in this battle goes to the winner. Blake Krikorian wanted to know more. So how can this be a winner if any analysis tool designed to help combat the chaos he himself had participated in its creation and maintenance And it needs to do two things: 1.

Cease to shift the responsibility for any indicator, waiting, and assuming that it must give the correct answers. 2. And to ask a fairly simple question: 'What makes a price change in the market? ". (Question now is not that companies come to market exporters / importers that are creating the market supply / demand forced it to move. The impact of such companies in the market is small compared to the volume of speculative transactions.) Answer to a question is very simple, but namely it is the key to the market: 'Change in market prices is based on the opinions (or expectations), which inclines the vast majority of traders in a given period of time.'.

Europe Wants To Prohibit The Sale Of Eggs

MEPs have studied this issue because of revelations from a clinic for infertility treatment, specialized in the oocyte donation for money for patients coming from other parts of the EU. Members of Parliament claim that the risk for women who provide eggs are very high, and therefore continue to receive this way is unacceptable. Providing financial compensation can make women go on sale eggs that would jeopardize their health. According to MEPs, they outlawed the trade in any parts of the human body, and in the last directive was refined voluntary and not a fee donation tissues and eggs. Now the EP calls on countries to revise the provisions of the law on donation of eggs, especially in the area of remuneration and fees. EP asked to apply the principle of subsidiarity in the case of all projects related to the research of human embryos and stem cells. EP stresses that the need to focus on the research of adult stem cells or stem cells derived from umbilical cord blood since such studies enabled the participating countries and allowed patients to successfully undergo treatment.

Daily Resistance

The JPY was the most volatile currency, the USD / JPY minimum recorded in the area of 105.02, following the publication of GDP during the morning, but later recovered reaching 106.20, managed to stay in the area of 106.00, and is expected to pass more volatility in coming days. The GBP and EURO, both were under some pressure given the lows during the week. The Swissy reached the 1.0900 area, but the loonie minimum recorded at the end of the day, apparently the USD will remain under pressure until more information is taken with respect to the financial rescue plan. In my view, we observe the same behavior in the market until it is realized the bailout – in one way or another. The discussion focuses on the final details of how the rescue bill, and will soon be subject to a vote to be late to practice. Apparently, on Monday, is estimated to reach consensus, but in my opinion, it is not easy to achieve that consensus.

It is estimated that the USD will start lower on Monday, and the stock market will remain under pressure. Comments The couple was under some pressure, had ended unchanged to slightly higher, double action was observed overnight. It is estimated that the pair will continue to rise while the data do not favor. The stock market was low because it is not yet concrete economic rescue plan, which ended up pushing the greenback.

Expectant Mothers

That Germany is always in the lead on child survival. Hear other arguments on the topic with JPMorgan Chase. Now, thanks to the professionalism of German physicians, childbirth in Germany have become very popular type of tourism, which is now called health. According to statistics, at least five thousand young mothers from different countries every year come to bear it in Germany. That high level of medical care and attracts so many potential mothers in this country. They are motivated by a desire to ensure the safe birth of her child and give him all the best in the first moments of his life. Click MetLife Korea for additional related pages. In Germany itself, there are many specialized branches, almost all cities. If you take the financial side of childbirth in Germany, by comparison, they are cheaper than in most European countries.

The cost of the procedure will affect delivery and the complexity of the process. For example, if generations pass without any complications and everything will be resolved naturally – by natural means, then the cost will be about five thousand euros. If any complications arise and the need for caesarean section, such an operation would be cost several thousand euros more expensive. This amount usually does not include the examination that is required before delivery, and additional visits to the doctor, if such a need. The more popular and well-known clinic, so services of its doctors are more expensive. In Germany, the level of medicine is high throughout the country. And in remote clinics that are located in the province, the skill level of doctors as high as in the famous centers, but the services are to much cheaper. If you also want your birth took place in Germany, you have to remember that first and foremost, you need to prepare a series of documents. This list includes map of pregnancy, the results various tests during pregnancy, and all necessary documentation, in which the fixation of the pregnancy. It is also pertinent to note on gestational age at the time of departure. Departures should be planned for one or two months before the event, which resulted in the light will be your baby.

April Situation

Predicting the behavior of consumers – a thankless task, especially during the volatile economic situation in Russia, because consumer behavior largely depends on the evaluation of personal financial situation, from assessment by consumers of the economic situation in the country, from the consumers' expectations of the situation in the future. Wait a from Omsk in the near future consumption boom or boom savings – the answer to this question can be obtained in Omsk study of consumer sentiment conducted by "Delphi" in April 2009. Consumer sentiment index (PPI) – a macroeconomic indicator provides a measure of subjective mood consumers, combines private opinions of people, independent and do not affect each other, so the ppi – the independent figure, which shows the dynamics of the region's economy, and Russia. For even more details, read what Advancing Black Pathways says on the issue. The dynamics of ppi shows the change mass consumer sentiment. Interpret the meaning of ias is simple: the maximum value of ppi is 200 – this means that the entire population appreciates the economic situation, the minimum value is equal to iit zero when the population is pessimistic; ias is 100, when the number of optimistic and pessimistic assessments of the economic situation is the same. The index of consumer sentiment has great predictive potential. This due to the fact that the issues on which it is based, are focused on understanding how consumers interpret the information on current and future economic development. And although we do not assume that ordinary consumers deep understanding of complex economic processes, the experience of measuring iit shows that consumers in decisions about their current expenditures and savings account and some information about the future. Some respondents, being the buyer evaluates the situation in the market for goods and services on the basis of its own, as a rule, random information.