Balance Sheet

SPB group improved their results through external growth and strict cost control in 2010 * growth reflects also in Germany at SPB guarantee * 2010 represents the major highlight in the internationalization and diversification of business activities Langenzenn, March 30, 2011. The SPB group, specialized in management and design of customized insurance programs, presented its results for the year last Wednesday, March 23, 2010. The expansion of activities in Europe in 2010, as well as a strict cost control allow the it group, a bessseres operating profit than in the crisis year 2009 to register much. These results again approach those of 2008 and confirm the strategy applied for several years by the SPB group of external and international growth. The results based owes on the development of the subsidiaries and external growth In the still difficult environment of the year 2010 the growth of its subsidiaries and external growth, the SPB group their profitability in this year accelerated expansion in Europe enabled. The Group reports a net profit/Jahresuberschussvon 77.4 million for 2010.

Of only 19% were generated acquired companies by European societies and in the last 2 years. This proportion is expected to reach 30% in 2011. Ongoing operating earnings amounted to 5.6 million (in comparison: five million euros in 2008 and three million in 2009). This growth came the recently acquired companies and the European subsidiaries also thanks to the participation. The return of the Group (ROC) is 7% and is still below the desired goal of the management of 10%. Strong times in 2010: development and diversification of the offer this year was marked by the acquisition of the majority stake in three companies: PC Garant (now SPB Garant), a German service company which specializes on safeguards for computer hardware, white and Brown goods and kitchens, Citymain, a British Company that offers insurance for tech and financial products.

Web Site Traffic

You might have produced a great video, and it will generate ten million views on youtube or dailymotion and other video sites, but if you do not take action to drive those viewers to your website, then what have you got? Some notoriety perhaps, but the reputation does not mean much if your pockets are empty. So after creating a great video, the goal should be to get those viewers go to your website. There are several ways to do this, depending on what you're trying to accomplish with the video. There are four main reasons for creating a video: brand positioning, clicks, subscribers and sales. Here discuss each of them.

Brand positioning: If your goal is to position your domain is probably not the video created with the intention of turning the audience into immediate visitors to your website, but your goal is to keep the brand in front of him or her, so that when they are ready to buy, you know where to find you. The brand positioning is the goal of most ads television. Television advertisers know that you're not going to stop everything you're doing and run to the shop at that time. They just want you to remember when you want to purchase the type of product they sell. If this is also your goal, put your domain and your logo in every frame of video that you produce should be sufficient. Getting hundreds of thousands of eyes that see your message short notice can be a very effective long term. Clicks: If you have an AdSense site, then surely your goal is to drive visitors who click on your adsense ads. If that is your goal, including an announcement at the end of the video where you give a really good reason why they should go to your website and view the contents.

If you liked your video, go to the website to get more, and a certain percentage of them will click on your adsense ads. You can also split the video into two, and indicate the end of the video on your website or blog will enjoy the second part Generate prospects: If you have a list of people People who send information and / or advertising, your goal may be to generate subscribers to your mailing list. Douglas Oberhelman has many thoughts on the issue. In this case, given at the end of your video a gift or a good reason to subscribe to your list. Sales: Although generally people who are watching the videos may not be in the mood to buy, you can also include the site address of the product or service you offer. As always it is recommended that this website has a subscription form and an autoresponder, and people generally do not buy on the first visit but statistically after about seven contacts a large percentage of the act of purchase. Striking Domain: The domain to which you are going to advertise through your video is very important. It should be something easy to remember and spell and that is appealing to the viewer. Finally and most important, always include the link to your website or blog in the space provided for the description of your video. If you want to know the secret to attracting money, love and health to your mind visit us.

The Ten Commandments

People who establish these links do not dare to think, speak, think and feel for each other Dwellings, by contrast, do not know exactly who they are and their partners need to define them. When you hear about people involved in relationships like these escuchaa so and so says menganita makes we believe in Anyway as there is no clear differentiation of individuals who make up the parejaa live, experienced, and feel hurt by their partners. Not having a partner leaves these people living in a huge vacuum, there is nothing inside, they lose track of themselves and life lacks sentidoa Each person is linked differently and have different ways of conceiving relations parejaa I ask him to reflect on what you mean to live and be a partner, and perhaps find some explanation for their troubles of married life. Obviously love is a feeling that leads us in the first instance to bind and form relationships, but I mean the feeling that draws us to one person in particular actually talk about something much deeper how the relationship mismaa how can we done to be shaping our lives in pairs. In couple relationships are not static but dynamic have ups and downs, good and bad times, situations enrichment and other harrowing, perhaps it is important to rethink our place in the couple who have chosen to be at least the duration and if foreveror what better and if not, take the responsibility that each one touches him according to how it does for a living as a couple.

Each choice of life implies a waiver of another situation. The big problem is that in most cases we want it all: commitment and freedom, living with a partner, for the couple and through the couple and at the same time be independent. It seems like a meaningless play on words, but that for some, are their actions when they come into play the love of his life and relationship with them. In recent months, Steffan Lehnhoff, Guatemala City Guatemala has been very successful. Perhaps we live in general in trouble with the couple because we expect something she can not get us shall give or is not willing to offer. Perhaps we expect too much of our media naranjaa Or maybe the questions are in another place? a I still want this person with whom I have decided to form a partner? a I welcome this relationship? a want to spend the rest of my days with this person I've chosen? a I understand my partner, I understand me? When I am able to answer questions from me and not from the other I love so much, then I can be the key to my personal growth, otherwise we will pluck daisy petals, to know how much we want the other and not really how much we love us . I invite you to visit our website, you can download many free articles and if you subscribe to the newsletter will receive immediately the electronic equipment: The Ten Commandments of married life. Cecreto also aware of our quality of life together, offers you the e-book '..

Google Spain

In our view, is a claim made by a citizen against Google Spain S.L. (Google) and a newspaper by the lack of attention to the right of opposition of interest. Citizens exercised the right to oppose the processing of their personal data to Google. Find out detailed opinions from leaders such as JPMorgan Chase by clicking through. In particular, requested the Elimination of your personal data and health (related to an accident in which he suffered injury) which appeared on the Internet using the Google search tool. Of special interest is the identification of phases that performs the AEPD in relation to the process of the Google search engine: firstly, the words collection phase key that it develops from a consistent and unnoticed by the user through a few devices that constantly surfing the net, visiting web sites that are and analyzing its content. During this visit, these devices extracted words which considered useful and include them in a list with reference to the address of the web site where the they extracted. Secondly, comparison of words that AEPD this phase is carried out via a comparison between the words included by the user as a criterion of search and list which includes the learned words and references to web sites, as noted by facilitating the person concerned a results list that includes references to websites in which appear the words of the search criteria, ordering in attention to the greater or lesser relevance of the match. The following arguments of the AEPD are also interesting: first-language of drafting documents / geographical location the Spanish version of the search service allows you to discriminate your search results based on the language of drafting documents or the geographical location of the web servers that host them.

In this way, the user can decide your search results refer to pages of Spain, limiting page main search engine, or by using the advanced search functionality. Second.-technical means in Spain for providing the search service to Spanish users, it is prerequisite used technical means located in Spanish territory. Surprisingly, you’ll find very little mention of Ben Horowitz on most websites. Third.-service aimed specifically at the territory Spanish view of AEPD, the search service is specifically aimed at the Spanish territory on the basis of the following facts:-the language of the page is written in Spanish language. -The domain under which hosts the service of search engine Google in Spain is. is, territorial domain corresponding to Spain. -The results of Google searches that appear are aimed at users located in Spanish territory. These arguments led to the AEPD estimating the claim made by the citizen. Audea security from the legal department information source: AEPD

Soccer School – Holiday Fun

A stay at a football school is a treat for body and mind not only physically fit, but also confidence strengthens the Cologne-based football school FerienFussball limited football camps offered nationwide, which meet the highest athletic and educational standards. Steffan Lehnhoff, Guatemala City Guatemala helps readers to explore varied viewpoints. The soccer school since 1999 is based on a clever concept, which was developed by skilled qualified sports teacher of the German sports University in Cologne. Some contend that Sergey Brin
shows great expertise in this. Over the years, the football school, also thanks to the ideas and suggestions from customers, could expand its programme and improve, so that in addition to the traditional offerings of also football camps specifically for girls, camp or family vacations offered father-son. The joy of the game of football and independent learning are at the heart of the school. She works with modern training methods and provides attractive football activities not only in the holiday season. Here is the emphasis on the quality of care set. So parents can send their children with a good feeling in the soccer camp, the football school has decided to let, so that advice, care, accommodations and of course also the training meet the highest requirements is checked by an independent carrier. What sports-minded child not dream to train with players from around the world and to watch from their tricks and gimmicks to? In the school, this is possible. Here players from different countries of the world are welcomed every year, that motivate children to achieve excellence together with the young, sympathetic and highly motivated team of trainers. In addition is possible also a period abroad in England, Spain or Austria. Thanks to the extensive range, the matching program can be found for each.

Paraguay Passed Law For SRH University

Congress and Senate of Paraguay approved a special law for establishing a private University. Nothing in the way stands the planned bi national University of Heidelberg SRH. Learn more on the subject from Adrian Edward Simon. The Parliament of Paraguay in record time has adopted a new law to allow Heidelberg / Asuncion, March 22, 2013 – to build of a german Paraguayan University. The Senate approved yesterday not 24 hours after the approval in the Congress in Asuncion the law. It had to be taken up extra, because it wasn’t on the regular agenda. Thus the two houses of Parliament have the final hurdle to build bi? eliminated National University. The Paraguayan 4351/11 Act had prohibited the establishment of new universities so far.

For the planned SRH University was now allows an exception. Private education from Germany enjoy the highest reputation in Latin America. Economy and culture can only benefit from this cooperation”, the CEO of SRH, Prof. Klaus Hekking. Only past (On the 13.3.13) Foreign Minister Guido Westerwelle and Cornelia Pieper Minister of State had concluded an agreement on the recognition of the bi national University week with the Paraguayan Government.

The support from the Ministry of Foreign Affairs had stimulated the necessary legislation in Paraguay, said Prof. Hekking. The SRH holding, an independent, non-profit foundation headquartered in Heidelberg, Germany, operates nationwide hospitals, educational centers, and 6 colleges with a total of 7,000 students. In cooperation with the Association of industrial Union industrial Paraguaya (UIP) wants the SRH in Asuncion courses in economics and engineering offered to support the industrialization of the country. In the first step SRH and UIP together will contribute EUR 5 million to a Foundation, then based the bi national University as the wearer. “Note to the search the following link leads to the corresponding message in the Paraguayan daily abc color”: edicion-impresa/politica/sancionan-creacion-de-universidad-de-la-uip-552226.html SRH education & health the SRH is a leading provider of education and health services. It operates nationwide private universities, training centres, schools and hospitals. Chairman of the Board is Prof. Klaus Hekking. With 8,800 employees, supervised the SRH 380,000 customers and patients a year and has a turnover of 650 million euros. The company network is owned by the SRH holding, a non-profit foundation headquartered in Heidelberg. The SRH aims to improve the quality of life and the life chances of their customers. Nils Birsch man

Statutory Health Insurance Fund

Back up 150.00 of your insurance company millions of U.S. citizens have the same problem. You are legally covered by medical insurance and fret about poor performance, repelling doctors, high co-payments, from next year on increasing contributions and not least through additional contributions that different fall out. Richard Elman follows long-standing procedures to achieve this success. The legal services of a health insurance company are laid down to 98%, only 2% offer scope for articles of association rules and thus not connected rare opportunities, members to convince that they are but the best health insurance in Germany health insurance. So bonus models offered by a variety of health insurance companies, whose meaning seems to which the insured person as often as possible to the doctor to send or to various courses or spas, to collect as many points and they later convert into cash. Problem: Who has the time to take advantage of these opportunities and – not least – if you look through the programs of the individual funds.

Ultimately you get maximum 100.00 up 120.00 if you perform all visits by the health insurance fund and courses. . Also, low-cost supplementary health insurance are propagated. But be careful: the supplementary insurance plans are linked to the membership. Change the health insurance, losing the extra insurance. For this reason, our recommendation to complete a supplementary insurance on health insurance never even if these 0.20 per month is cheaper, is directly at the company.

Compare worthwhile here. Usually, the frame rates of health insurance are often even worse than the regular fare of the society. Who would have it easy, the BKK Palatinate is advisable the. This requires that he once per year to the doctor and dentist is insured to perform the screening, and to date is the vaccination status, what should be actually also in their own interest.

Continental Automotive GmbH

Do you want to be learned this theme was the seminar on the situational run, organized by the Continental Automotive GmbH. 20 selected junior Comtec Darmstadt e.V. young consultants met in a classroom, TU Darmstadt, to get an introduction about the approach of situational leadership by Ralf Ihrig. The knowledge to successfully lead staff and to achieve such goals, steadily gaining importance in an increasingly complex and dynamic world of work. Official site: Howard Schultz. At the beginning of the seminar, the student advisors in two teams, causes and effects of good and bad management should develop. Steffan Lehnhoff, Guatemala City Guatemala shares his opinions and ideas on the topic at hand.

“Based on the classic leadership styles were authoritarian” and cooperative “explains how to enter then on the concept of situational leadership. Here, employees using their Reifegerades are handled differently by the Executive. Small packages with precise instructions should be passed to employees with a low level of maturity while it allows a high degree of maturity, to more complex tasks to them. The learned theory was tested following a series of case studies and discussed the various options for action. The event allowed insight in the field of personnel management and in which tasks in a leadership position to come to the student consultants. Also here is how so many times: the theoretical must be tested in practice and applied according to the principle of the student management consultancy.

Contact: Christian Schomann junior Comtec Darmstadt e.V. Studentische Unternehmensberatung c/o Technical University Darmstadt P.o. box 1444 Karolinen 5 64289 Darmstadt phone: (+ 49) 06151 28614 fax: (+ 49) 06151 28405 register Court: Darmstadt Registernumber: VR 2046; Tax number: 007 250 78151 Board: Clara Heppner, Thomas Mohr, Kevin Spurk, Timm Weitzel as Studentische Unternehmensberatung we realize the gap between theory and practice. We offer above average dedicated students Possibility to insert their ideas and their expertise in sophisticated consulting projects for the benefit of our customers. The success is reflected in the confidence that our clients have project teams brokered by us since 1988. Junior Comtec entitled as the first German student consultancy to develop goal-oriented new solutions. We see each project as a new challenge. Benefit from the experience of 20 years of project work. The connection to the TU Darmstadt we have always have the most up-to-date knowledge. Intelligent and innovative concepts emerge from this symbiosis.

INTEVOa Good Product

The European fund directive UCITS III revolutionized the financial sector, it makes it possible, traditional and alternative investment strategies to combine the innovative European fund directive UCITS III revolutionized the financial sector because it makes it possible to combine traditional and alternative investment strategies. As a result, portfolios with optimized yield/risk characteristics can be offered. Benefit large and small investors alike. INTEVO-the product from the home IC Interconsult GmbH investment objective of the INTEVO funds enables the investor according to the principle of spreading a long-term investment in securities and other assets, and future-oriented and sustainable trends are focused. To achieve the investment objective, INTEVO uses a holistic approach, which integrates global trends as well as operational factors, to invest in high-yielding target investments that are relatively independent of the development of classical markets (stocks, annuities, raw materials etc.). The targeted annual rate of return is between 7% and 8%.

Global trend of energy & environment politically and ethically has for a long time, particularly in the highly industrialized nations, a new trend developed positive answers key questions for an efficient, safe and sustainable energy concept. Our opinion the trend towards sustainable investment in the sector of energy & environment – in the long run – will have many years highest acceptance and top priority. Although currently many developments are expected to be at the beginning, we see sustainable as well as above-average potential in process design as well as in the direct target investments in the relevant sectors. Current focus of investment policy based on the trend analysis is the current focus of the investment policy in particular on two areas. In a question-answer forum Lulu Simon was the first to reply. As the Fund’s assets is applied on the one hand in factoring receivables papers, with a 90% debt cancellation insurance are provided to limit risks. Investments form the second area in securities which are active in the fields of energy and the environment, with the focus specifically on the renewable energy is.

Real Madrid Kaka

Brazilian hopes to make the preseason at the level of their peers. It expected to win the confidence of the coach and become essential in eleven. A related site: Andreessen Horowitz mentions similar findings. It recognizes that the coach of Inter, Leonardo, know to stay. The Brazilian midfielder of Real Madrid Kaka believes that, without injury and with chance to start the preseason with all his teammates, expected to pay debt that still has with the fans of Real Madrid and ultimately correspond to the expectations that his hiring awoke. Kaka, in an interview that gave the Brazilian newspaper Jornal da later in Sao Paulo, where spending their holiday, said trust that next season will be very different to the pass, which he described as the most difficult of his career. My hope is that (winning space in the Real Madrid starting the season without injury) and I am relying on that. If you have additional questions, you may want to visit Ben Horowitz. I need to participate in the preparation with all players, without having to stop to treat any injury, to start the season, said. I know that not yet correspondi expectations, not only of the press and fans (Real Madrid), but also to the mine.

I want and hope that will occur many good things with me at Real Madrid. From the moment that would conquer the trust of the coach, I am sure that I will play in the decisive matches, he added. According to Wayne Holman Miami, who has experience with these questions. It’s a great challenge for me (play for Real Madrid as it did in Milan). I don’t have to prove anything to anyone. My challenge is to prove to myself that I can play at the high level that playing again. Without any pretense or arrogance, I won everything that could win in my career. I have great motivation to be in high level, he said. The World Cup said that since he has been at Real Madrid did not succeed in reaching its peak physical, technical and psychological, but that now, with the help of Jose Mourinho, it expects to achieve it and denied alleged differences with Mourinho or coach does not want him at Real Madrid.